FloatApp

Float is cash flow forecasting that syncs with Xero, QuickBooks Online and FreeAgent, pulling in invoices and bank data to give a clear, visual, up-to-date picture of your cash position. It is a long-standing favourite among accountants for client advisory work.

What it does well: clarity and ease. The visual dashboards make cash in and out easy to read across weekly to quarterly views, it sets up quickly, and the scenario layers let you model what-ifs like a late payment or a big purchase. It auto-syncs to reduce manual work, alerts you to potential cash shortfalls, and supports multiple users, which suits accountants advising clients. Support is well rated.

Where it falls short: it is built for relatively stable, single-currency businesses. Advanced scenario planning and sensitivity analysis are limited, multi-currency is a weak spot, real-time syncing can lag, and the budgets-versus-forecast distinction confuses some users. The mobile app is thinner than desktop, and pricing is on the higher side.

Best for: growing SMEs and the accountants advising them that want clear, visual short to medium-term cash flow forecasting.

Verdict: one of the most accountant-friendly cash flow tools, strong on visuals and scenarios for the everyday case. If your clients are multi-currency or need deep sensitivity modelling, check those limits, but for clear cash visibility it is a reliable advisory tool.