ZeraBooks
AI bookkeeping from uploaded bank and card statements into a double-entry ledger, with a statement-to-spreadsheet converter
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About ZeraBooks
ZeraBooks describes itself as AI-native accounting software with a double-entry general ledger. It reads uploaded bank and credit card statements, categorises transactions and builds profit and loss, balance sheet, cash flow and trial balance reports. A separate Converter turns statements, invoices and cheques into Excel or CSV.
The vendor lists QuickBooks-ready and Xero-ready CSV exports and says Sage-ready formats are available. It has no direct bank connection, so it works from uploaded files. The company also sells a done-for-you bookkeeping service, billed separately, and a custom enterprise offer for firms.
It is positioned at business owners who run their own books, bookkeepers and small accounting firms. It launched its AskZera assistant in October 2026, which the vendor says handles up to 20 files per message.
Key Features
- AI categorisation from bank and credit card statements that learns from reviewed history
- Statement checks on arithmetic, continuity and ledger balance with suggested repairs
- Converter to Excel or CSV, including QuickBooks-ready and Xero-ready files
- Bills, invoices and payment matching with reports
Our in-depth review
ZeraBooks is a newer AI-native ledger that turns uploaded bank and card statements into categorised double-entry bookkeeping, with a separate statement converter and an optional done-for-you service.
What it does well. The vendor says it checks each imported statement against its printed opening and closing balances and flags any that do not tie, rather than posting them. That is the right instinct for a tool that works from PDFs. It also says every AI action can be reviewed and undone, and the published monthly price is clear.
Where it falls short. There is no direct bank feed, so you work from uploaded statements. That suits catch-up and clean-up work but is awkward for ongoing client files. It is a young product with little independent review, and its accuracy claims are the vendor's own.
Best for. Solo bookkeepers and small practices handling messy backlogs, and business owners who want to run their own books.
Verdict. Worth a trial on a real set of difficult statements before you move any live client. Compare it with Dext or Xero if you need feeds and wider integrations.
At a glance
- Category
- Data entry & receipts
- Best for
- Solo practice
- Editor's score
- 3.5 / 5
- Pricing
- Software from $79 a month billed annually or $149 monthly, with a 7-day free trial. Bookkeeping service from $150 a month, billed separately.
- Last verified
- 2026-10-22
A promising statement-driven bookkeeping tool for solo practitioners, but with no bank feeds and little independent track record yet.
Integrations
- QuickBooks Online
- Xero
- Sage
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